Because You Deserve the Right Support — In and Out of the Classroom
You give so much to others — your students, your school, your community.
At Loans Unearthed, we believe it’s time someone looked after you.
We specialise in helping teachers, principals, and school staff across Australia access exclusive home loan options that reward the vital role you play.
Whether you’re a first-time buyer, upgrading your family home, or refinancing to save thousands a year, we make the process simple, supportive, and stress-free.
Why Choose a Specialist Mortgage Broker for Teachers?
Teachers and educators have unique circumstances — fixed contracts, term breaks, allowances, and incremental pay structures.
Unlike banks, we understand how education incomes work — and how to make them shine on a loan application.
Here’s what sets us apart:
🏦 Access to 40+ lenders — including those who offer teacher-only discounts and policy flexibility.
💰 Avoid paying Lenders Mortgage Insurance (LMI) — some lenders waive it for educators, even with a 10% deposit.
⏱️ Flexible appointment times — before or after school, or during holidays, we work around your timetable.
🧮 Customised loan strategies — structure your mortgage to pay off faster and save on interest.
💡 Support beyond approval — we stay with you for the long term, reviewing your loan regularly to ensure it stays competitive.
Who We Help
✅Primary, secondary, and tertiary teachers
✅ Principals and school leaders
✅Education assistants and support staff
✅TAFE and university educators
✅Childcare and early learning professionals
✅Casual and Contract teachers
Whether you work full-time, part-time, or on a temporary basis — we know how to present your application in the best light to get you approved.
Our Process: Simple. Transparent. Stress-Free.
Book a Free Chat — Tell us about your goals and situation.
We Compare the Market — We do the research, you get the best options.
You Choose the Right Loan — We guide you through every detail.
We Handle the Paperwork — So you can stay focused on your students.
Settle & Celebrate — Welcome home!
Smart Loan Options for Teachers
🏡 First Home Buyer Loans
Access low-deposit options, government grants, and educator - specific programs to help you buy sooner.
💸 Refinance & Save
We’ll compare your rate across 40+ lenders and show you how much you can save — often hundreds per month.
📈 Investment Property Loans
Build long-term wealth and create financial security for your future.
🧾 Debt Consolidation Loans
Roll your credit cards, car loans, and personal debts into one manageable, lower-interest home loan.
🧠 Financial Education & Guidance
We’ll walk you through every step — from budgeting to settlement — so you feel confident and in control.
Our Promise To You
We treat every client with the same dedication you give to your students.
No jargon. No pressure. Just honest advice, clear communication, and the best loan for your financial goals.
